Moatwave Module
Finance
Real-time P&L, invoices, cash flow, and anomaly detection — all auto-updated from POS and Payroll.
₦0
Manual reconciliation needed
Real-time
P&L updates from every sale
Auto
Payroll posts to P&L instantly
Finance
Live module dashboard
Overview
Why Finance is different
Most businesses stitch together a spreadsheet for expenses, a separate tool for invoicing, and a third system for payroll — and then spend hours reconciling them. Moatwave Finance eliminates that entirely. Every POS sale posts to your P&L in real time. Every payroll disbursement is logged automatically. Every inventory purchase updates your expense ledger without any manual entry.
Real-time P&L Dashboard
Monthly and all-time profit & loss view with revenue, expenses, and net profit tracked live.
Income & Expense Tracking
Categorise every transaction — salary, logistics, utilities, rent — and see where every naira goes.
Client Invoice Generation
Create professional invoices in seconds, send them by email, and track payment status.
Full feature set
Everything included in Finance
No hidden add-ons. No feature gating within the module. If it is listed below, it is in your plan.
Real-time P&L Dashboard
Monthly and all-time profit & loss view with revenue, expenses, and net profit tracked live.
Income & Expense Tracking
Categorise every transaction — salary, logistics, utilities, rent — and see where every naira goes.
Client Invoice Generation
Create professional invoices in seconds, send them by email, and track payment status.
Bill Tracking & Due Alerts
Log supplier bills, set due dates, and get automatic alerts before they become overdue.
Budget vs Actual
Set monthly budgets per category and see exactly where you are against target in real time.
Receipt Generation
Generate thermal and digital receipts from POS sales — no manual work required.
Financial Reports
Daily, monthly, and custom-range reports with one-click CSV export for your accountant.
Overdue Invoice Tracker
See all overdue invoices at a glance with client name, amount, and days outstanding.
Bank Reconciliation View
Match recorded transactions against bank statements — identify discrepancies fast.
Argus AI Anomaly Detection
Argus monitors your spend patterns 24/7 and alerts you to unusual spikes before they escalate.
Auto-linked to POS
Every POS sale posts to Finance instantly — zero manual entry, zero delay.
Auto-linked to Payroll
Payroll disbursements are reflected in P&L the moment they are approved.
How it works
From zero to running in minutes
Finance is designed to be operational immediately — no long setup, no consultants, no migration headache.
Sales post automatically
Every POS transaction is recorded in Finance in real time — no manual input from anyone.
Expenses are categorised
Tag each expense with a category (logistics, salary, utilities) and build a complete spend picture.
Payroll syncs on approval
When payroll is approved, the full disbursement posts to Finance automatically.
Argus monitors 24/7
Argus AI watches your P&L continuously and surfaces anomalies before they cost you.
Platform connections
How Finance connects to the rest of Moatwave
Data flows automatically between modules — no exports, no syncing, no manual updates.
How we compare
Finance vs the alternatives
See exactly what you get with Moatwave that you cannot get from point solutions or manual processes.
Plan availability
Which plan includes Finance?
Finance is available on the plans marked below. All plans include a 14-day free trial.
Start using Finance today
Real-time P&L, invoices, cash flow, and anomaly detection — all auto-updated from POS and Payroll.